15 Money-Saving Tips for Grocery-Shopping

The cost of everything is going up, and it can be stressful! Save some cash with these 15 money-saving tips for grocery shopping.
Money-Saving tips for grocery shopping woman with shopping bag

One pressing concern that continues to impact households worldwide is the rising cost of groceries. Inflationary pressures, exacerbated by various economic factors, have led to steady increases in food prices, affecting consumers’ budgets and purchasing power. This trend of escalating grocery prices is a significant challenge for families striving to maintain a balanced and affordable diet while managing their overall expenses.

In recent years, inflation has been a prominent feature of the global economy, influencing the prices of essential goods and services, including food items. While the exact causes of inflation can be complex and multifaceted, factors such as supply chain disruptions, labor shortages, increased demand, and fluctuating commodity prices all contribute to upward pressure on food costs. Additionally, geopolitical tensions, natural disasters, and other external factors can further disrupt the stability of food markets, amplifying the impact of inflation on grocery prices.

Amidst this backdrop of rising costs, the importance of saving money at the grocery store cannot be overstated. For many households, groceries constitute a significant portion of their monthly expenditures, making it essential to adopt strategies that promote financial prudence and efficiency in shopping. By implementing savvy shopping tactics, such as meal planning, budgeting, comparison shopping, and utilizing coupons or discounts, consumers can stretch their dollars further and mitigate the impact of inflation on their grocery bills.

Here are fifteen money-saving tips while you’re out grocery shopping.

1. Always Make a List

Make a grocery or shopping list to help save money

Lists are still “in;” don’t let anyone make you think otherwise. Writing down a grocery list isn’t an outdated practice – it’s actually the best way to make yourself think about what you really need.

Research has shown that the act of physically writing down notes improves our ability to recall information, which makes it handy for making sure you don’t miss anything on your list. Additionally, the extra step that writing adds to your grocery shopping prep gives you time to pause and check your pantry for items you need to restock.

Once your list is made, stick to it!

2. Check If You Have Coupons

Woman shopping with coupons

Who hasn’t seen an episode of Extreme Couponing? Even if you haven’t tried it yourself, it’s hard to deny that the idea of getting a ton of grocery items for free isn’t alluring, especially if you’re on a tight budget.

Finding that many coupons takes a lot of time and effort, but you can cut back on your grocery bills by using a coupon or two. Check your magazines, newspapers, and mailboxes for any coupons from grocery stores that are running a promotion for certain brands or items.

3. Buy In Bulk

Buying items in small quantities only seems cheap. Most of the time, though, you’ll find that the per unit or per gram cost of “cheaper” sizes is much higher than the price of buying that same item in bulk.

Whenever you can, buy the largest size of any item. It’s best to buy non-food items like laundry detergent, bar soap, and shaving products this way. Food items can also be bought in bulk without the risk of spoilage as long as you stick to non-perishable food items like canned goods and grains.

There are many gluten-free grains that can be stored for long periods and easily cooked on a budget. Rice, for example, is a cheap, filling grain that can be used in a stir fry, congee, or dessert.

4. Download a Rebate App

Coupons and rebate apps are the foundations of a two-pronged approach to saving money while grocery shopping. While coupons slash off a percentage of the price of the item you’re buying, rebate apps return a percentage of what you spent.

Ibotta is a great rebate app that gives you cash rewards for doing simple in-app tasks. Make sure to save your grocery receipt because you’ll need to scan and upload it to the Ibotta app. After submitting the receipt to the app, you’ll get your rebate within 48 hours, which you can then cash out via PayPal or Venmo.

5. Shop With a Credit Card

pay with a credit card to save money when budget shoppingpay with a credit card to save money when budget shopping

We get it: credit cards can be intimidating when your goal is to save money. TV shows, movies, and people around us who spend like crazy with their credit cards have scared us into thinking that these little squares of plastic are debt traps.

Here’s a little secret: credit cards are tools. If you have the right credit card and know how to use it responsibly, it can be a game-changer for your grocery shopping bill.

Discover It Cash Back offers 5% cashback of up to $1,500 for purchases at grocery stores, gas stations, and restaurants. There’s also the U.S. Bank Altitude Go Visa Signature Card, which offers double reward points for grocery store purchases.

6. Get A Membership Card and Join a Loyalty Program

Many grocery stores offer a membership card that lets you store points that you can later use to redeem grocery items, join raffles, and discount your purchases. Before you write membership cards off, keep in mind that those points rack up fast since you’re buying groceries regularly.

If your preferred grocery store offers a loyalty program, sign up for that as well. Loyalty programs have additional perks that make your grocery shopping easier, even if they give you a direct discount. Busy parents and young adults stand to benefit from the free delivery services that some grocery stores provide to their loyal customers.

7. Don’t Shop When You’re Hungry

Woman buying junk food shopping hungry - money-saving tips

According to a study from the Proceedings of the National Academy of Sciences, shopping for groceries on an empty stomach is a bad idea because you’re basically giving your temporary cravings a chance to derail your budget. Not only do you end up buying food with bad nutritional value, but it also makes it likelier for you to buy items that aren’t even food.

8. Skip Pre-prepped Food

Buying pre-prepared food is tempting because of how convenient it is. When you’re offered the opportunity not to skin, slice, or cook your own meals, it almost feels like you’re buying yourself extra time.

Before you end up buying another overpriced container of pre-washed lettuce or cubed watermelons, ask yourself if the dollar cost difference between the pre-prepped and un-prepped food is worth it versus the time it takes to rinse your own veggies or cut your own fruit.

9. Only Buy Enough Produce for A Week’s Worth of Meals

Americans waste 80 million tons of food each year. Now, whether or not you care about the environmental implications of that is up to you, but if you’re wasting food on a regular basis, you’re practically letting your money rot.

When buying fresh produce, remember to shop for items that will keep for longer. For example, if you’re buying bananas, you might want to buy them at different ripening stages. This way, you won’t have overripe fruit sitting on your kitchen counter at the end of the week.

As for vegetables, if you buy leafy greens, prioritize cooking them first before they wilt. Hardier vegetables, such as potatoes, can be left in your fridge for the latter half of the week.

10. Don’t Turn Your Nose Up At Generic Brands

Generic brands offer money-saving tips and discounts - money-saving tips

Let’s get a common misconception out of the way first: store-brand grocery items are just as good as name-brand ones. Sure, they might taste a bit different, but they’re rarely made at a lower quality, considering that many of them come from the same production line as brand-name products.

If you’re tasting anything different, the chances are that it’s just branding making you think it should taste different.

Love Peter Pan Peanut Butter? You’re in luck because Great Value Peanut Butter is the exact same thing.

11. Buy The Loss Leaders

Have you ever wondered why Costco’s rotisserie chicken is so cheap compared to making it at home? That’s because rotisserie chicken is Costco’s loss leader.

A loss leader is a product that’s sold at a loss for the purpose of attracting customers. Once a grocery store has you walking through its doors, it’s almost certain that you’re going to buy something.

Find what the loss leader for each grocery store is to get the most bang for your buck.

12. Take Your Time Looking At Aisles

PSA: brands compete against each other for who gets to put their products at eye level on grocery store shelves. The cheaper ones will almost always be in different parts of the aisle, especially at floor level.

13. Check Your Pantry

Woman checking pantry for needed groceries to save money - money-saving tips

Speaking of taking your time, take the time to list down the items you have in your pantry to see what you should and shouldn’t buy on your next trip to the grocery store. Not only does it prevent food waste, but it makes it easier for you to plan your bulk and in-season purchases.

14. Make Up Cheap Meals

Cooking homemade meals isn’t expensive as long as you don’t cook recipes from a chef’s TV show or blog.

There are many cheap and easy-to-make healthy recipes online that are made by regular people for other regular people. When you get used to cooking for yourself, you can begin to experiment with ingredients and make your own recipes.

15. Stock Up During Sales

Non-food items and non-perishable foods often go on sale, and the long shelf-life of these items makes them great for stocking up. By hoarding items on sale, you can save on up to a year’s worth of products.


Grocery items may be getting more expensive, but with credit card rewards, rebate apps, coupons, and a little #adulting savviness, you can save money without having to give up your grocery staples. By following these tips and taking the time to cook your own healthy meals at home, you can cut down on your expenses drastically.

Read Next: 

8 Tips for Saving Money After Retirement

Cryptocurrencies: Understanding the Bitcoin Economy

Protect Your Retirement in 2021 With A Home Delivery Gold IRA



We are giving away a $50 Amazon Gift Card every month to one of our subscribers! To enter, simply add your email address below. If you already subscribe, you will automatically be entered. Winners will be chosen randomly.

Related Posts: