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Author Archives: Erin Botsford, CFP® CRPC®

intentional giving
Money & Finance

Thanksgiving: A Great Time to Create a Strategy for Intentional Giving

Do you have a strategy for intentional giving? I am told, and have witnessed first-hand, that even people who are very intentional about their own personal financial planning are somewhat less intentional about their giving. I often wonder: “What could we do as a nation or as a world if… Read More
  • Erin Botsford, CFP® CRPC® |
  • November 14, 2017
protect your wealth
Money & Finance

Are You a Potential Target? Protect Your Wealth Today

Have you heard the story of the bag lady who was sued for $10 million? I didn’t think so. Lawsuits aren’t typically filed against poor people; they are filed against those who have or are perceived to have “deep pockets.” If you have substantial assets or are coming into a… Read More
  • Erin Botsford, CFP® CRPC® |
  • September 19, 2017
lifestyle-investments
Money & Finance

Are Stocks About to Crash? Build Your “House of Security”

The major U.S. stock averages achieved record levels in the first few months after the election of Donald Trump. Predictably, those gains spurred the inevitable warnings that we are in a “bubble” and a huge crash is sure to follow. The internet, and probably your email inbox, are full of… Read More
  • Erin Botsford, CFP® CRPC® |
  • May 1, 2017
money talk
Money & Finance

The Family Money Talk: What To Discuss and Why

As adults over 50, we can suffer from putting off the money talk in two ways – having the talk with our aging parents AND having the talk with our children, who are adults, for most of us in this age range. We can help ourselves by remembering the frustrations… Read More
  • Erin Botsford, CFP® CRPC® |
  • April 4, 2017
tax reform plans
Money & Finance

Your Finances Under Trump’s Tax Reform Plans

The Crystal Ball is Fuzzy One could accurately call Donald Trump the “unexpected President.” Regardless of your political leanings, his future impact on your wallet is far from certain at this point. But with the Republicans holding the White House and both houses of Congress, a few things are clear… Read More
  • Erin Botsford, CFP® CRPC® |
  • March 6, 2017
personal finances
Money & Finance

Financial Planning as a Show of Love – A Valentine Message

We are in the season of two “special” days that deal with commitment. One of them, “Ditch New Year’s Resolution Day,” is about breaking a commitment. The other, Valentine’s Day, is about making a commitment to another person, at least in theory. Both can teach us something about commitment, accountability,… Read More
  • Erin Botsford, CFP® CRPC® |
  • February 1, 2017
financial resolutions
Money & Finance

5 Tips for Successful Financial Resolutions in 2017

Help Yourself with Specific Goals, Not Vague Financial Resolutions Resolutions are top-of-mind now as we flip the calendar page to the New Year, but many of us hesitate to make them because we are so bad at keeping them. There are people who actually study New Year’s Resolutions for popularity and… Read More
  • Erin Botsford, CFP® CRPC® |
  • December 27, 2016
financial gifts to family
Money & Finance

3 Reasons to Make Financial Gifts to Family During the Holidays

The giving season is here, which makes it a good time to examine whether you should be giving financial gifts to family members now rather than later. If the answer is “yes,” then it is essential you examine the “how” and “why.” The Bible says, “It is more blessed to give… Read More
  • Erin Botsford, CFP® CRPC® |
  • December 2, 2016
Year End Financial Planning
Money & Finance

7 Year End Financial Planning Tips

Decisions are best made with a little time for reflection, good information and advice from experienced professionals and those with opinions you value. These final weeks of the year are a perfect time to take stock of your financial plan and make adjustments, as necessary, before the rush of the… Read More
  • Erin Botsford, CFP® CRPC® |
  • November 1, 2016
Financial Advisors
Money & Finance

Financial Advisors Don’t Always Understand Women – And Why You Should Never Settle for That

My first boss in the financial services industry told me I was doomed to fail, in large part because I was female. That was 1989, and while my industry has come a long way since then, in many ways it still fails women and struggles to understand us. Our brokerage… Read More
  • Erin Botsford, CFP® CRPC® |
  • October 2, 2016
Headlines
Money & Finance

Why Headlines Are a Poor Source for Investing Advice

Headlines batter us all day and every day, invading our space via TV and radio, our computers and especially our phones and tablets, and the print media. Taken out of context and without the filter of reality, it would be easy to conclude that any number of exotic diseases, accidents,… Read More
  • Erin Botsford, CFP® CRPC® |
  • August 28, 2016
Stock Market Returns
Money & Finance

Stock Market Returns and Presidential Elections

Don’t Worry - It's Not That Big of a Deal It’s not enough that we are on the verge of being bombarded with rhetoric from two candidates running for the highest office in the land. The financial pundits also will spew scads of words on the historic performance of stock… Read More
  • Erin Botsford, CFP® CRPC® |
  • July 28, 2016

About Erin Botsford, CFP® CRPC®

Erin Botsford, CFP® CRPC®

Author of "The Big Retirement Risk: Running out of Money Before You Run out of Time" and a 25 year veteran financial adviser, Erin is among the Top 100 Financial Advisers in the country. She is an international speaker on the topic of financial planning and asset protection. Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Lifestyle Planning Solutions, a registered investment advisor. Lifestyle Planning Solutions and Botsford Financial Group are separate entities from LPL Financial. Visit her website and LinkedIn.